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In @kozak’s post to The Firing Line, he suggested that when people in vehicles are threatened by gun-waving or gun-pointing Antifa thugs to “Duck and FLOOR it.” To which I responded:
Maybe a new rider to your auto insurance? Seems like with all the publicity there would be a large market for such a rider. Pattern after conceal carry insurance. My guess is that if a lot of people buy it, it should only have to be used a few times before the word got out that “protesting” in this way can get you killed by your well-insured citizens and the actuarial estimates would make such coverage very profitable.
There are insurers having to pay (I hope for the owners’ sake) for riot damage. I think they might be able to make some of the money back by offering this new insurance line. If you live in a major metropolitan area why wouldn’t you spend a couple of hundred bucks to get
- death and medical payouts if found liable
- defense costs
- bail money coverage
As I said in my comment, yes, the initial payouts might be large. But as soon as the “pajama boys/girls” rioters see that there is a personal cost the potential for claims would drop precipitously and the collected premiums would be quite profitable.
Maybe President Trump can sign an Executive Order adding this to the national flood insurance program.Published in