Tag: Credit

Contributor Post Created with Sketch. Recommended by Ricochet Members Created with Sketch. Autumn Colors: The Color of Law, an in-depth review


When people are free to associate as they please, we can’t be surprised if they sometimes self-segregate. People self-sort along many affinities, including ethnic affinities. This is what lawyers call de facto segregation, and it’s none of the law’s business. De jure segregation — segregation imposed by law, including segregation promoted by public policy — is, on the other hand, very much the law’s business.

In 1866, Congress passed a Civil Rights Act (the 1866 CRA) asserting the equal rights of blacks before the law, including property rights, and real-estate rights in particular. The 1866 CRA warned

Contributor Post Created with Sketch. How Broke Are We?


There are signs, some say, that an economic recovery is here. No one is really enthusiastic about it — except, predictably, some people in the Obama administration — but it’s hard to argue that there are small signs that the economy is picking up.

On the other hand, Americans are broke. And they know it. From USA Today:

Member Post


How has the ubiquity of credit cards changed the consumer markets? Once upon a time, consumers spent only as much money as they possessed. Today, even teenagers are mailed credit card offers and nearly all businesses accept credit as payment. Read More View Post

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