Tag: Credit

Contributor Post Created with Sketch. Recommended by Ricochet Members Created with Sketch. Autumn Colors: The Color of Law, an in-depth review

 

When people are free to associate as they please, we can’t be surprised if they sometimes self-segregate. People self-sort along many affinities, including ethnic affinities. This is what lawyers call de facto segregation, and it’s none of the law’s business. De jure segregation — segregation imposed by law, including segregation promoted by public policy — is, on the other hand, very much the law’s business.

In 1866, Congress passed a Civil Rights Act (the 1866 CRA) asserting the equal rights of blacks before the law, including property rights, and real-estate rights in particular. The 1866 CRA warned

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Contributor Post Created with Sketch. How Broke Are We?

 

There are signs, some say, that an economic recovery is here. No one is really enthusiastic about it — except, predictably, some people in the Obama administration — but it’s hard to argue that there are small signs that the economy is picking up.

On the other hand, Americans are broke. And they know it. From USA Today:

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Member Post

 

How has the ubiquity of credit cards changed the consumer markets? Once upon a time, consumers spent only as much money as they possessed. Today, even teenagers are mailed credit card offers and nearly all businesses accept credit as payment. More

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