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Citizens in places like Chicago, Seattle, Portland, and the other cities that have seen rioting in the last few months are hoping for some respite as the summer ends. Whether it arrives or not, their financial interests have already been severely damaged, and most of them don’t even recognize it yet. But they will. Everyone must pay the piper after the dance.
When you insure your house, one of the things the insurance company looks for, in terms of assessing risk and setting premiums, are things like your local fire department. How is it rated? Is it a city service, or is it manned by volunteers? What are response times like? That’s because the most common loss associated with insuring houses is fire. Thus these questions have an impact on assessing the risk and setting the premiums.