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Biden Whopper of the Night: ‘Not One Single Person Lost Private Insurance under Obamacare’
I expected lies from Biden Thursday night. The guy’s whole career is a fiction. But the line about no one losing their private health insurance was, to me, the whopper of the night. My lovely bride and I lost our private health insurance under Obamacare. So did millions of others.
If you recall, Obamacare regulations required that all insurance policies provide at least a fixed set of coverages. Those included maternity care and pediatric vision and dental care. Surprisingly, as people over 55 with grown children who had their own insurance, our plan did not offer maternity or pediatric coverage. But for the things we needed it offered excellent coverage. No matter, our plan was cancelled.
From Ballotpedia:
- NBC News reported that between 50 percent and 75 percent of the 14 million who buy individual health insurance would likely receive a cancellation notice over 2014 because their plans did not meet the requirements of the ACA.
- CBS News reported that more than two million Americans were told they could not renew their insurance policies for 2014.
- According to NBC News, the Obama administration knew in July 2010 that more than 40 percent to 67 percent of people in the individual market would likely not be able to keep their existing policies.
- Health policy consultant Robert Laszewski estimated 80 percent of individual insurance buyers would have to find new policies.
In fact, in November 2013, Obama issued an apology to those who lost their health insurance to Obamacare regulations.
The insurance we bought to replace our old plan cost more and covered less of what we actually needed but, by God, if the miracle birth ever happened we’d have maternity care.
Published in General
Yes, i guess I left that unsaid. My comment was directed toward Republicans who buy into the ‘repeal and replace’ framing. Trump says that no one will be denied due to preexisting conditions, but after that it looks like he has an a la carte approach to correcting the misadventure of 0bamacare.
Why should he? Evidently Biden doesn’t remember that!
You have it exactly backwards.
Before the ACA young people could buy cheap insurance with fairly low deductibles. Older people with preexisting conditions had to pay higher premiums and usually with higher deductibles and even exclusions.
The ACA forced “community rating” which made the young and healthy pick up the tab for the others. It also mandated that every policy cover things like fertility services, pediatric dental and drug and alcohol rehab whether you wanted or needed those services or not driving up costs.
Our son had one of those policies for a few years. He would have to pay most bills, but it protected him in case of a catastrophic illness.
In other words, medical insurance used to be “insurance”, something that covered unexpected costs, not routine maintenance. The way it’s supposed to be.
Our health care system would be a lot healthier (no pun intended) and cheaper if we went back to that.
Because young people as a group cost almost nothing in the health care system.
When I was in my twenties I think I saw a doctor twice, aside from routine physicals. Once when I got the flu, and once when I sprained my ankle playing softball.
Double plus yes.
Likewise. The ACA priced us out of the market.
Everybody knows.