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I am coming up on my 66th birthday in January, and because of the clear economic disasters on the horizon, I’m ready to hit it running so I get back at least some of my Social Security “investment.”
When my wife took Social Security several years ago, she found the process too crazy for her brain, and after making her choices, including what Letter Medicare option to choose, she complained after the fact about how she was stuck with things that were not the best for her.
I thought it would be a good idea to schedule time with a Social Security expert in my local, small-town SS office. Like most things here, even the DMV, you don’t have to go through a lot of bother to get an appointment. (Just because I’m 65 doesn’t mean I have learned my lessons.)
So I looked up their office hours and drove there. The doors were locked. In fact, a sign said you have to make an appointment by calling an 800 number. (There was no way to get anyone’s attention in that location.)
So I called the number and it was the main national number and therefore it had an extra long, waste precious time of your later life, messaging system, so I hung up and searched for a local appointment number for my small city, and actually found one, still an 800 number, and called it and maneuvered my way to a point where I could be put on hold for the “next available representative” and I waited through really bad music for the next instance of “your call is important to us, please wait” and then more crap music and then several more iterations of “your call” and music and “your call” and music and “your call” and music and “your call” and music and more than 30 minutes went by when, suddenly there is a different sound like the phone being answered and then silence.
Silence. And like a dummy, I waited more than five minutes to accept the fact that I had been disconnected, because I was too stupid to realize that I had not taken the hint that nobody wanted to be bothered by an actual human being in need of government services since our government servants have changed the rules, and they are getting tired of serfs bothering them in their cocoons of non-accountability waiting for their own generous pensions and retirement, and what incentives are there anyway for them to actually help people?
So, for those of you who have suffered through the transition to getting Social Security and Medicare, what Do’s and Don’ts have you discovered? Any advice for a silly one like me entering his dotage?
Or should I put more energy into
writing the Great American Novel, inventing a vastly popular little timesaver to generate massive disposable income for the rest of my life? Or become a flim-flam salesman for placebo life-changing supplements?