Overregulation or Common Sense?

For those of you not in the exciting world of commercial insurance, this tidbit has been making the rounds. It seems the fertilizer plant that exploded in West, Texas two weeks ago carried a mere $1 million in general liability coverage.

To put this in context, I myself carry a $1 million dollar umbrella policy to cover my one home and two little cars in the event of a worst case scenari…

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