Bio

I am a follower of Jesus Christ.  I grew up in an intact nuclear family in Davis, CA, the oldest of three kids with a younger sister and brother. My parents have both died, my brother and sister and I are close. I am married (still working after 30+ years), I have three kids, six grandkids. During my life I have been a US Army Infantry officer, worked at/retired from a major research university, been a ski patroller at a Sierra ski resort, have taught computer applications, have been a securities-licensed financial/investments advisor, served as a director at a financial institution, worked as an actor in film and on stage. I have a BA in Economics and an MBA in Management, and have been a some time member of Mensa. I have enjoyed skate boarding, surfing, biking, softball, scuba diving and snorkeling, sky diving, skiing, tennis, volleyball, football, and track…though I wasn’t great at most of them. And I have been fortunate to have been able to live and travel overseas. I have spent time in over 25 countries and principalities with brief touchdowns in a couple others.


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Tom Lindholtz's Profile

Tom Lindholtz
Name:
Tom Lindholtz
Hometown:
Sacramento, CA
Joined:
May 24, 2010

Recent Comments

Tom Lindholtz

Mrs. Tom would say that the all time greatest movie music is John Barry's score from 'Somewhere In Time'.

Tom Lindholtz

My favorite podcasts are from Freakonomics Radio and EconTalk.

Tom Lindholtz

Whenever the mood strikes me.

Tom Lindholtz
thelonious: Absolutely nothing more awkward in a public bathroom when another man standing at the urinal closest to you tries to have a conversation with you while you're both doing your business.  Eyes straight forward and establish no eye contact is my policy.

You would find the restroom in a local restaurant interesting.  The Men's and Women's are side by side.  When you walk in the door there is a sink to wash your hands.  Beyond that is the room where the toilets are located.  The kicker is that, in the wash room, the wall between the Men's and the Women's is glass, floor to ceiling.  So, having just come from doing your business, you turn to wash your hands, and there, in front of you, is a woman primping and touching up her lipstick.  More than a little strange.

Tom Lindholtz

I love elevators.  What a great opportunity to have some fun.  I'll casually remark to whomever I got on with, "The Dr. said he'd never seen anything quite so nasty, but he thought It probably wasn't airborne and it would probably be okay to go out in public."  Or, "The manager told me just yesterday that they were going to try to get to the maintenance on these elevators this month."

Tom Lindholtz

I wonder if the problem isn't really an inability (in most young people) to act wisely.  Certainly, the physiological development of the frontal cortex prevents most young people from making wise decisions.  And much of wisdom comes from having lived through bad decisions.  But also, ceteras paribus, people's values change as they go through life.  Tell a young person that buying a new car on credit will cost them $X more in the long run and they are likely to respond, "I don't care, I want it now."  Which, being interpreted means, "At this stage of my life the wise virtue of financial caution does not rank as high on my personal list of values as does the social status and acceptance that may be fostered by a shiny new set of wheels.  And I'm willing to pay that extra price.....even if you don't think it is wise to do so.....because it is not your social approval that is important to me."

Economically, that is a legitimate free market value judgement....even if we do not agree with it.

Tom Lindholtz
DocJay: Marry well. Either know God and His plan, or the atheist closest moral equivalent to the good and examined life. Associate with such people. Don't dig huge debt holes. Don't be a democrat. Learn how to shoot weapons. Don't live near high crime areas. · 9 minutes ago

It's as easy to marry Mr. Wrong as it is to marry Mr. Right.

Tom Lindholtz

Going up.

Tom Lindholtz

Aaron, your encouragement to think about this and develop a plan is very wise advice that all should heed.  Perhaps my parents' greatest material gift to my siblings and I was their decision in their early 70s to sell their home of 48 years and move into a "continuum of care" retirement community in their home town.  They considered a similar place in a VERY nice setting -- Santa Barbara, for those who are familiar -- but opted wisely to remain in more accessible and familiar surroundings.

Mom broke her leg and was dead in two months.  But she simply moved into the skilled nursing area and Dad could walk over to see her each day.  Dad's heart began to fail -- a 17-year old valve job stopped working -- and he, too, moved into skilled nursing and was gone in a month.

In each case we knew that they were very well cared for.  We could visit them easily each day.  But we could also take care of responsibilities to our own families without worrying about either parents or children being neglected.  When you plan to execute such things is optional.  That you plan is not....for love's sake.

Tom Lindholtz

You need to take a serious look at what a hike in the minimum wage accomplishes: higher pay for the part-time working children of the rich, virtually no benefit to the working poor, higher unemployment rates for the least skilled workers, general inflation.

The original minimum wage law was passed as a surreptitious way to limit the ability of working Black men to get jobs in the urban north.  It worked.  And it still works the same way.

Tom Lindholtz

I think this will all be a distant, hazy memory in the minds of the average LoInfo voter.  Lanny Davis is using a rope-a-dope strategy and the Republicans will fall for it.

Tom Lindholtz

A small furry critter walks into a bar, grabs a handful of bar nuts, pulls a gun and kills the guy next to him, then walks out.  Bartender says, What was that?  Another guys says, A koala.  Bartender says, How do you know.  Guy says, He eats, shoots, and leaves.

Tom Lindholtz
Nanda Panjandrum: The T-Bones' "No Matter What Shape Your Stomach's In" for Alka-Seltzer; The Tijuana Brass's  "The Teaberry [Cinnamon] Shuffle" for Clark's  Teaberry Gum; The "Big Mac Song"; Paul Anka's "The Times of Your Life" for Kodak...Memories, memories. · May 26, 2013 at 3:26am

In that genre, another great is the Maxwell House coffee percolator song.

Tom Lindholtz

The most honest ad I've ever heard is an old US Bank jingle. 

(I hope this works.  I'm trying to post a link using Dropbox.)

If you listen carefully to the lyrics you will be astounded at the honesty.

Edit: It appears to work.  I have this jingle by permission of US Bank.  At the time it aired I was involved in financial counseling and advising.  I requested a copy to use as a teaching tool and they graciously provided one.

Edited on May 27, 2013 at 6:07am
Tom Lindholtz

Is the Pope Catholic?  Does a bear go poo in the woods?  Of course she lied.  Can't you come up with a question that at least requires some thought?

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